Motorcycle Insurance Maintenance

How Does Insurance Help with the Maintenance of Your Motorcycle? Having your motorcycle as if it were brand new (or as close to that condition as possible) is a pleasure many bikers indulge in. And it’s not just about frequently visiting the mechanic, but personally pampering their pride and joy.

If you’ve recently joined the exclusive group of two-wheeled enthusiasts but are hesitant about taking care of your toy yourself, we can give you some hints.

However, the first tip is to check if your motorcycle insurance includes any kind of maintenance. Sometimes, some aspects of this may be covered in your policy, or you might get a discount at affiliated workshops that your insurer will duly inform you about.

Why is motorcycle maintenance important?

There’s one thing you can’t avoid if you own a motorcycle, and that’s understanding its condition, controlling its behavior, knowing when something abnormal is happening, and understanding how to address it. Proper maintenance ensures that you always have things under control, that the parts of your motorcycle are in optimal condition, and it will be more challenging to face any of the frequent breakdowns that haunt the biker universe.

Correct maintenance involves routinely checking your motorcycle as a preventive measure, ensuring everything operates as it should, extending the lifespan of some parts, and most importantly, ensuring that when you ride your “steed,” you do so safely.

How much does it cost?

As with cars, the price of annual maintenance reviews varies according to the brand and engine size of the motorcycle. Still, it’s usually between 140 or 160 euros for mopeds or low-engine motorcycles and almost 400 euros for a more potent bike.

How to maintain the chain?

Maintaining your motorcycle’s chain is vital to ensure optimal performance and extend its lifespan. If you want to care for it properly, there are things you can do to keep it in good condition and thus prolong the life of this component.

Cleaning is crucial to prevent dirt, grease, or residues from accumulating on the chain. Use a soft brush and a specific chain cleaner or a mild degreaser to remove this dirt.

You should lubricate the chain regularly to reduce friction and wear. Use a lubricant designed explicitly for this purpose. Apply it to the inside of the chain while the rear wheel turns, ensuring it reaches all the links. Clean off the excess after a few minutes to prevent dirt from sticking. Make sure the rear wheel is correctly aligned. If it’s not, it can cause uneven chain wear and reduce its lifespan.

Keep the chain tension within the manufacturer’s recommended values. An overly loose chain can jump off, while an excessively tight one can lead to premature wear. Periodically inspect the chain for signs of wear, such as stretched, rusted, or damaged links.

Humidity and water can accelerate the chain’s oxidation process. Whenever possible, avoid driving in heavy rain conditions or crossing deep puddles. Remember to use an anti-rust spray on the chain if you’re going to leave the motorcycle idle for extended periods, especially if you’re storing it in a damp environment.

Shifting gears smoothly and appropriately helps reduce stress on the chain and its components. Over time, both the chain and sprockets will wear out, and you’ll need to replace them. Follow the manufacturer’s recommendations on when to make these changes, as timely chain replacement can prevent additional damage to its related parts.

5 tips you should follow to keep your motorcycle always ready

If you want to find your adventure buddy always prepared for the next journey, don’t forget to follow these tips:

• Regularly change the oil and filter: The engine oil is vital for your motorcycle’s proper functioning. Change it as recommended by the manufacturer and ensure you also replace the oil filter, which helps keep the engine clean and lubricated.
• Always keep your eyes open: Before heading out, perform a quick visual inspection. Check the tires for excessive wear or any damage, ensure the lights are working correctly, and check fluid levels, such as engine oil, coolant, and brake fluid.
• Watch out for the battery: If you don’t use the motorcycle frequently, the battery might run down. Use a battery charger to keep it charged when not in use for extended periods and ensure the terminals are clean and well connected.
• Chain adjustment: As mentioned earlier, keeping the chain in good condition is essential. Regularly check the chain’s tension and lubrication and adjust it as per the manufacturer’s recommendations. Remember, a well-maintained chain enhances your motorcycle’s performance and safety.
• Brake maintenance: Brakes are a critical component for your safety, so make sure the brake pads are thick enough and replace them as soon as you notice wear. Always check the brake fluid; you don’t want to get an unnecessary shock.

Motorcycle maintenance is paramount not only for the longevity and performance of the bike but also for the safety of the rider. Proper upkeep includes routine checks, chain care, and attention to critical components like brakes.

Insurance, can provide added benefits like free annual safety checks, further emphasizing its importance. By investing in both regular maintenance and comprehensive insurance, bikers can ensure a smoother, safer, and more cost-effective riding experience.